How it works
Getting a final expense quote with us is simple, and you're never under pressure to buy.
1 You request a quote
Fill out our quote form or call us at (888) 808-1945. We ask for your name, contact details, state, age range, and who the coverage is for. That's all we need to start.
On the form you can choose whether to receive text messages from us. Texting is optional. If you'd rather we only call or email, leave the text message boxes unchecked.
2 We follow up with you
If you agreed to texts, you may get a short message from Spektra Insurance Solutions with a couple of questions, such as who the coverage is for, and an offer to schedule a call. Some of these messages may be sent by an automated assistant, and you can ask for a person at any time. Reply STOP at any time to stop texts.
A licensed Spektra agent will then talk with you by phone about your needs and budget.
3 Your agent explains your options
Your agent asks about your age, general health, and how much coverage you want, then explains the final expense plans available in your state, including the benefit amount, premium, and any waiting period.
Plans and prices vary by insurance company, age, health, and state. Your agent can't promise approval, but will tell you which plans you're likely to qualify for.
4 You decide
If a plan fits, your agent helps you complete the application with the insurance company. If not, there's no obligation and no cost for the quote.
Your information stays with us. We use what you share only to help with your own quote and policy. We never sell your information, and we never share your phone number or text message consent with third parties for marketing.